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Professional payment processing and business solutions for West Texas.

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SOLUTIONS

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HARDWARE

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LENDING

Our Cash Discount Program

A unique product offered to West Texas Business Solutions customers is our Cash Discount Program that features many advantages and benefits for merchants who're looking to implement a robust payment processing solution.

The Cash Discount Program promotes the usage of cash transactions by our merchant's customers and allows them unlimited cash processing that offsets up to 100% of the merchant's processing fees.

  • No contracts - operate with complete flexibility
  • No termination fees - leave anytime without penalty
  • Includes a free POS terminal for our merchants
  • No annual fees - transparent pricing structure
  • Provides a flat rate fee of $25 per month for all merchants using the Cash Discount Program
  • Up to 100% processing fee offset
  • Compliant with all state and federal regulations
Mobile Payment Solutions

Payment Processing Provider

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West Texas Business Solutions provides business merchants with a full range of tools to process transactions using state-of-the-art technology backed with sophisticated security measures to protect consumer data. Offering a full suite of merchant payment processing solutions to securely and efficiently operate your business.

We have 30+ Years combined experience, and offer multiple payment packages to suit your business needs.

Payment Processing Solutions

Advanced Business Technology

Modern solutions designed to streamline your operations and maximize efficiency

Point of Sale Technology

Point of Sale Technology

State-of-the-art POS systems with intuitive interfaces, comprehensive reporting, and seamless integration with your business operations.

Online Payment Solutions

Online Payment Solutions

Secure e-commerce payment gateways that integrate seamlessly with your website, enabling smooth online transactions for your customers.

Business Lending Services

Business Lending Services

Flexible financing options to fuel your business growth, from equipment purchases to working capital needs with competitive rates.

Financial Management

Financial Management

Comprehensive financial services including payroll processing, tax compliance, and business advisory to keep your operations running smoothly.

Processing Services

Beginning with point-of-sale (POS) allowing a business to process a payment at the time of checkout. An additional method of payment processing is online payment technology which provides merchants with the option to accept payments from customers on their website by implementing a payment gateway platform.

In general, the payment processing solution that is right for a particular merchant will depend on your specific needs and the type of business being operated. West Texas Business Solutions offers the latest hardware and technology in:

  • Credit
  • Debit
  • Gift Cards
  • 💳Credit Card Processing
  • 🏧Debit Card Processing
  • 🎁Gift Card Solutions
  • 📱Mobile Payments
  • 🌐Online Gateway
  • 🖥️POS Systems
  • Industries We Serve

    We offer multiple payment packages to suit your specific business needs across various industries

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    Restaurant

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    Retail

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    Automotive

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    B2B

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    CBD

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    Medical

    30+

    Years Combined Experience

    100%

    Fee Offset Available

    24/7

    Customer Support

    $25

    Monthly Cash Discount Fee

    What Our Clients Say

    Real feedback from businesses across West Texas who trust us with their financial solutions

    "West Texas Business Solutions transformed our payment processing. The cash discount program has saved us thousands in fees, and their customer service is outstanding. Highly recommend!"
    Maria Rodriguez
    Rodriguez Family Restaurant
    "The payroll services have been a game-changer for our growing business. Everything is automated, compliant, and their team is always available when we have questions."
    James Wilson
    Wilson Automotive Group
    "We needed quick funding for equipment, and their business lending team made it happen fast. Professional, transparent, and competitive rates. Great experience overall."
    Sarah Chen
    Chen Medical Practice

    Our Business Solutions

    Comprehensive financial services designed to help your business thrive and grow

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    Point of Sale Systems

    Complete POS solutions designed for modern businesses with intuitive interfaces, inventory management, and seamless payment integration.

    • Touch Screen POS Terminals
    • Inventory Management System
    • Sales Reporting & Analytics
    • Employee Management Tools
    • Customer Database & Loyalty
    • Multi-Location Support
    • Cloud-Based Accessibility
    • Free Installation & Training
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    Payment Processing

    Complete payment solutions including credit/debit processing, mobile payments, and online gateways with competitive rates and reliable service.

    • Credit & Debit Card Processing
    • Mobile Payment Solutions
    • Online Payment Gateway
    • Contactless & Chip Payments
    • Cash Discount Program
    • Free Virtual Terminal
    • 24/7 Customer Support
    • Same-Day Funding Available
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    Payroll Services

    Streamlined payroll processing with tax compliance, direct deposit, and comprehensive reporting to simplify your business operations.

    • Automated Payroll Processing
    • Tax Filing & Compliance
    • Direct Deposit Setup
    • Employee Self-Service Portal
    • Time & Attendance Tracking
    • Benefits Administration
    • Workers' Compensation
    • HR Support Services
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    Business Lending

    Flexible financing solutions to help your business grow, from working capital to equipment financing with competitive rates.

    • Working Capital Loans
    • Equipment Financing
    • Lines of Credit
    • SBA Loan Assistance
    • Fast Approval Process
    • Competitive Interest Rates
    • Merchant Cash Advances
    • Invoice Factoring

    Ready to Get Started?

    Contact West Texas Business Solutions today for a free consultation and competitive quote

    Get in Touch

    We're here to help your business thrive with the right financial solutions. Contact us today to learn more about our services and get a customized quote for your business needs.

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    Office Lubbock, Texas
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    Business Hours Monday - Friday: 8:00 AM - 6:00 PM

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